At Oak Tree, we understand that customers may prefer to pay with finance, so we’ve partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost with monthly payments.
Finance is available at a fixed rate of 12.9% APR over 36, 48, 60 and 120 months, always subject to the lender’s assessment. A deposit might be payable, and we will agree this before you begin your application.
Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.
You can apply online anytime, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.
Here is a representative example of a £5000 purchase made over 3 years with a 20% deposit: Purchase price £5000; deposit amount £1000; total credit £4000; loan term 36 months; APR 12.9% (fixed); monthly repayment £133.23; total repayable £4796.27; total cost £5796.27.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
If you’re ready to apply, please click here to begin the application process. If you need support with your application, please call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).